A free checklist for families planning for a child or adult loved one with special needs. Explore whether an Indexed Universal Life (IUL) policy may be worth reviewing as one part of a future-care strategy.
Families planning for a loved one with special needs often want more clarity around future care, long-term financial support, and whether money is being positioned the right way.
This checklist offers a simple first look at whether an IUL may be worth reviewing as one part of a future-care strategy. No prior knowledge of IUL is needed before starting.
Enter your information below to see your results and learn whether a Special Needs IUL Review with Martina may be a good next step.
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A resource positioned for long-term needs
Strategies that can adapt over time
May be accessible via loans or withdrawals
A benefit positioned for future-care goals
An IUL is not right for every situation. Taking the time to understand how it may provide flexibility, protection, and a potential source of support can help create a clearer plan — and greater peace of mind for the years ahead.
An IUL is one option families may choose to review as part of a broader future-care conversation — not a replacement for the full plan.
An IUL may help create a financial resource that can be positioned with long-term future-care goals in mind.
A death benefit may help support future-care goals if a caregiver or family member dies, subject to policy terms and eligibility.
Depending on the policy, cash value may be accessible later through loans or withdrawals for future needs.
Cash value may grow partly based on index performance. Many policies include features designed to limit direct market-loss exposure, while caps, charges, loans, and withdrawals can affect available cash value over time.
Take the free checklist to see whether an IUL review may be worth exploring for a future-care conversation.
Takes about 60 seconds • Free and confidential
Future-care planning is about more than an insurance policy. It means taking a thoughtful look at the care, support, financial resources, and family decisions that may shape a loved one's future.
With 25 years in special education leadership and 10 years in life insurance, Martina brings a rare perspective to that conversation. She understands the systems families navigate, the questions that change as children become adults, and the role insurance may — or may not — play in a larger plan.
Her role is to help families understand IUL clearly, ask better questions, and decide whether it belongs in the plan they are building — not to force a one-size-fits-all answer.
Martina understands both the disability-support world and the insurance-planning side — bringing a rare, informed perspective to families navigating future-care decisions.
When planning also involves trusts, guardianship, health directives, or legal authority over financial and medical decisions, Martina can connect families with Inc. Authority, a separate legal-support resource that may assist with those parts of the process.
Future-care planning can continue well into adulthood. Whatever stage your family is at, here's what to know before deciding on next steps.
Clear answers about IUL, future-care planning, and what to expect next.
Start with the checklist or schedule a direct conversation with Martina to understand how IUL works and whether it may be worth exploring as part of a broader future-care plan.
Free and confidential • No prior IUL knowledge needed